So Many Options
The field of life and health insurance is a bewildering array of different insurance types and products. Therefore, the first step is to decided what type of insurance you need. You may already have an idea of what you need, or you may still be at the crossroads. Our aim is to help you make that choice.
The four main types of life and health insurance that we can help you with are:
Life Insurance
There are many different types of Life Insurance, but the most common is Term Life Insurance. Term Life pays a one-off cash payment if you die, and is the best way for you to ensure that you don't leave your loved ones in financial difficulty.
Term Life Insurance can be used to pay off large debt, such as a mortgage, and can provide a stable income for your partner and children to cover day-to-day living, educational fees and provide for retirement.
It can also help those who are left behind to meet necessary expenses, such as funeral costs. In fact many of the companies we deal with now offer an immediate payment to help meet funeral costs as an automatic part of their policy.
More information on Life Insurance »
Health Insurance
Private Health Insurance means that you and your family have access to treatment when you need it, without having to be placed on a Public Hospital waiting list.
You can choose to schedule the treatment around your or your families needs, and have continuity of service from the specialist's appointments all the way through to follow-up consultations.
We deal with a number of different Health Insurance Policies that offer a range of coverage to suit your needs.
More information on Health Insurance »
Income Protection
Income Protection insurance is what you need to help maintain your lifestyle and protect your family's future if you should become too sick or injured to work.
Your biggest asset is not your house, your car or possessions - it is your income.
Protecting your income allows you to continue to enjoy the lifestyle it pays for - your home, your cars, your food, your children's education.
More information on Income Protection »
Trauma Cover
Trauma Cover pays you a one-off lump sum cash payment if you are diagnosed with one of the numerous specified illnesses or injuries.
When your illness or injury is serious, the only thing you want to worry about is your recovery. You can use your money for whatever you wish - such as medical treatment and recovery, or the payment of essential bills.
What about children? It's not only adults that can suffer serious illnesses or injuries. The last thing a parent wants to have to do is leave their child alone in hospital while they have to work. Some companies also offer Trauma cover for children to let you do what you do best, and care for your children.
Who We Deal With
We deal with a number of New Zealand's leading insurance companies, so that you can be assured you are getting the best deal possible.
AIG Life »
"AIG Life gives you the security of comprehensive, flexible and affordable insurance. An AIG Life risk protection plan will help you safe-guard the things you value most - your family, health, mortgage and business. AIG Life is a subsidiary of American International Group, Inc (AIG), a global leader in insurance and financial services with operations in more than 130 countries and jurisdictions."
Asteron »
"Asteron has a long history of operating in Australasia, with roots tracing back to 1833 in Australia and to 1878 in New Zealand. Formerly Royal & SunAlliance Life and Disability (New Zealand) Limited, the company changed its name to Asteron on 1 July 2003."
AXA »
"AXA New Zealand is a company that has a proud history of helping people for over 120 years. AXA's products are distributed via professional financial advisers throughout the country to provide investment, insurance, retirement and savings solutions to meet your needs. That makes AXA a winning combination of global strength and local knowledge - working for you."
Fidelity Life »
"Fidelity Life was founded in 1973 as New Zealand's first adviser-focused life insurance and investment company. Today we are the largest New Zealand owned and controlled life insurance and investment company in New Zealand."
ING Life »
"ING New Zealand is part of the global ING Group - one of the world's largest investment, banking and insurance organisations. Products and services offered include investments and savings, wholesale/institutional investment management, and life insurance. ING New Zealand currently employs over 350 staff and has offices in Auckland, Wellington and Christchurch."
Sovereign »
"At Sovereign, we help build and protect a future for you and your family, through our range of financial services."
